0161 335 0675 cfms@live.co.uk


If you would like to protect your family, your business or your property from financial difficulties, come and speak to the expert independent financial advisers here at Castle Financial & Mortgage Services.

Protect your family, income and business with us. Call 07966 381 670

What do you want to protect?

From life insurance and critical illness insurance to income protection and business insurance, we can discuss with you the best protection for your circumstances, budget and requirements. Give us a call today to arrange a consultation.

Financial protection for you

Protection policies that we can advise on and assist with setting up include:

  • Life protection
  • Income protection
  • Business protection
  • Mortgage protection
  • Critical illness cover

What is critical illness cover?

Critical illness cover provides you with a tax free lump sum of money if you’re diagnosed with a serious illness.

Having critical illness cover means that if you’re suddenly faced with critical illness, you’ll be able to continue to pay your bills such as your mortgage and utilities without having to worry about financial hardship.

There are a few different types of critical illness cover. If you’d like to find out exactly which cover is best for you, we’re only a phone call away.

Impartial financial advice

As well as advising on financial protection policies, we also provide independent financial advice on mortgages, equity release and secured loans.

What is income protection?

Income protection is designed to keep providing you with an income if you become unable to work through injury or illness. Income protection offers 3 main levels of cover that are designed for slightly different circumstances.

The first level provides income support if you’re unable to carry out your own role, the second level covers you if you’re unable to carry out your own role or one similar, whilst the third level covers you if you’re completely unable to work.

Benefits of critical illness cover

  • Various types to meet various needs
  • Higher payments than SSP & incapacity benefit
  • Peace of mind when you’re seriously unwell
  • Policies can be combined with life insurance

If you require more information regarding critical illness cover, please don’t hesitate to get in touch.

Life protection

Life protection is designed to pay a lump sum to a specified member of your family within a fixed term if you were to pass away.

When you take out a life protection policy, it can usually be contributed to by either a lump sum or a monthly fee.

It is important to note that certain exclusions apply. If you’re interested in finding out more about life protection, please get in touch.